Privacy Policy
Same Day Loans Payday protects personal data of the clients due to rules of the website which are written in this section. The service of the websites can be used only by US clients. Our policy is fully consistent with the US legislation which is valid at the present time.
1. Security of provided personal information.
1.1. There is a safe web space for each consumer for holding personal data. Due to this client can be sure that all data that is sent to SamedayLoansPayday with the help of the application form is protected very carefully. There is no access for any third party to this important info. Only representatives of Same Day Loans Payday online can use all private information to provide necessary service to the client.
1.2. All personal details which client provides our service with using the appropriate application form on the website is afterwards transmitted further to the loan lender who is presented at the website. We use special SSL encoding to protect all data.
1.3. Client is the only person who has login information that is why Same Day Loans Payday takes no responsibility for its protection. All the responsibility concerning disclosing the login info to the third party lies on the client.
2. Personal information given to the service.
2.1. Technical questions. SameDayLoansPayday uses cookies and web beacons aiming to make using the site easy and convenient. You may read further information to understand the meaning of these terms. Also, read Terms and Conditions section.
Web beacons technology is the special application that creates customized images using certain information given by the client. This technology creates advertising according to the client's real interest using the information about client's results of previous searches that are obtained from database on the web server.
Cookies are always used in order to save some necessary information on the client's computer. While visiting our website cookies software records the information about web pages opened and then it helps us to understand what the most important and interesting information is presented on our site. Due to this cookies also make the site more convenient to the clients.
2.2. While filling in the online application form you need to leave next personal information:
- passport details
- contact information
- bank details (number of your current account and bank details)
- information about your current employment and income
- social security number
2.3. You may leave the application only if you are older than 13 years. That is why all applications which don’t correspond to this rule are automatically deleted.
3. The use of given personal information.
3.1. All personal information that the client provides when filling in the application form is necessary and is used by the site to make service more effective and easy. This personal data is used by direct loan lenders represented on the website. Also personal data may be used is some technical issues or different kinds of disputes. Personal data cannot be used in other ways.
3.2. A client can receive some advertising of products that might be interested to him or her during the service.
3.3. If any judicial procedures like resolution of disputes with clients, litigation due to damage happen they are resolved under the current legislation.
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4. Personal data dissemination.
4.1. The personal data is given to the third party that provides special service through the Samedayloanspayday.com in order to make the service better to the clients. According to this marketing and consumer reporting agencies and associated institutions that deal with Same Day Loans Payday may get this information.
4.2. Personal information may be given to money lenders, affiliates and representatives according to their demand.
5. Changes in the privacy policy.
Samedayloanspayday.com may change privacy policy conditions without noting clients at any time.
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Material disclosure
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.
Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $5000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.
Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.
Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.